When the markets are as volatile and confusing as they have been over the past several years, even the most patient investors may come to question the wisdom of the investment plan they have been following.
On top of that, life changes may have come your way, such as kids, marriage, divorce, new career, or an inheritance. These significant life events may be causing you to readjust your financial priorities. You may be curious about different financial strategies or just want to make sure that your plan is still the best one for you. You won’t have complete confidence in your finances until you reevaluate and examine whether they are still working for you and taking you where you want to go.
If this resonates with you, here’s what I would like to offer: A cup of coffee and a second opinion.
A Financial Plan Checkup
By appointment, you’re welcome to come in and sit with me for a while. I’ll ask you to outline your financial goals briefly and review your current portfolio and strategy so that I know where you stand, where you want to be, and so that we are on the same page with your objectives.
I can answer any questions you may have about the market, strategies, or basic financial tips and principles. Then, we can apply your concerns, ideas and aims to your current plan to see how everything lines up.
It Never Hurts to Ask
Once we have a good overview of your financial picture, we will be able to reevaluate and readjust. If we think your investments continue to be well suited to your long-term goals despite the market turmoil, we’ll gladly tell you so and send you on your way.
If on the other hand, we think your plan no longer fits your goals, we’ll explain why, in plain English. And, if you’d like, we’ll recommend some alternatives. It may be that minor adjustments are needed based on your age, current economic woes, or a change in priorities and plans.
It never hurts to take a second look at your financial plan to ensure that it is up-to-date, still applicable to all aspects of your life, and ideally suited to achieve your long-term dreams. Regardless of the outcome of our second look, you will have full confidence in us, in your decisions, and in your financial plan.
Either way, the coffee’s on me!
Let me help you evaluate where you are now, determine where you would like to go, and address any gaps that may be apparent. Connect with me on LinkedIn, send me an email at firstname.lastname@example.org, or call my office at (612) 746-2272.
About Ernest Draper
Ernest Draper is a financial advisor with more than 18 years of experience in the financial services industry. Specializing in innovative investment strategies and wealth preservation products, he works with affluent professionals, executives, and business owners. Along with his many years of experience as an advisor, Ernest is also certified as a Chartered Life Underwriter®, Chartered Financial Consultant®, Chartered Advisor for Senior Living®, and CERTIFIED FINANCIAL PLANNER™ professional. With these designations, Ernest has the advanced training and knowledge to understand complex planning strategies and techniques facing many successful people and their families. Based in Minneapolis, he is licensed to work with clients in Minnesota, Illinois, Wisconsin, Maryland, Washington D.C., Missouri, Texas, and Connecticut. To learn more, connect with Ernest on LinkedIn, email him at email@example.com, or call his office at (612) 746-2272.
Ernest Draper, Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America ® (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. Foster Klima & Company, LLC is not an affiliate or subsidiary of PAS or Guardian.