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Office: (612) 746-2272

Mobile: (651) 246-8255

Fax: (612) 746-2399

920 2nd Avenue South

Suite 1100

Minneapolis, MN 55402

FINRA series 6 & 63

ernest_draper@glic.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities products and services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 920 2nd Avenue South, Suite 1100, Minneapolis, MN 55402, 612-746-2200. PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Foster Klima & Company, Inc is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #0M42492.

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